On Wednesday, this year’s Open Enrollment also known as Annual Enrollment Period (AEP) will end. Millions of Americans have already utilized the crucial AEP window – which lasts from October 15 to December 7 – to reevaluate and switch their existing Medicare plans. Though the deadline is just a day away, it’s not too late to act and make sure your current healthcare coverage is still the best option for you. Enrolling in a different plan may ultimately lead to better health outcomes and lower out-of-pocket costs.

Decision paralysis is a real phenomenon. Many older Americans may be overwhelmed by all the Medicare plan options available and may not know where to start. According to the Kaiser Family Foundation, the average Medicare beneficiary is currently eligible for 39 Medicare Advantage plans and 23 Part D stand-alone prescription drug plans in 2022. Sifting through the difficult, hard-to-fully-understand verbiage and nuances of these plans can prove a hinderance to beneficiaries trying to find a perfect fit for their own healthcare needs.

Waiting until the last minute to compare your Medicare plan is completely understandable. We all lead hectic lives, and evaluating different Medicare plans might not be at the top of your to-do list. The current plan distribution model is highly outdated and can make the entire selection process significantly more difficult.  

As the deadline for Open Enrollment approaches, pressure builds. 

By now, we all know that Medicare enrollment can be headache inducing; pushy salespeople over the phone tend to push a small handful of plans for incentives, rather than present beneficiaries the entire array of available options. As the deadline for Open Enrollment approaches, pressure builds. Older Americans may now find themselves waiting on the phone for hours on end, just to get a hold of a rushed salesperson who is largely unhelpful in matching each of their clients with ideal plan options.

Being overwhelmed by AEP is not an excuse to wait until next year to consider a plan switch. Older Americans still have time to find the perfect Medicare plan for them, which could set them on the right track towards a new year with less healthcare anxiety. Instead of spending hours on the phone and waiting on guidance from an often-undertrained salesperson, there’s a far easier method.

For the procrastinators out there, Hella Health is a quick, painless, and fully-online Medicare advocate that uses simple technology to match beneficiaries to a Medicare plan that fits their exact needs and preferences. Older Americans use Hella Health to enroll in Medicare on their own time, without the pressure of salespeople, without all the waiting, but with full price and plan transparency.

Time is of the essence, but it is not too late to consider a plan switch. Ahead of the December 7 deadline, beneficiaries can even schedule a 1:1 meeting with a member of the Hella Health team to better understand the platform and its multiple tools that can help with the enrollment process.

With more plans are available this year than ever before, and with millions of beneficiaries potentially missing out on their “perfect fit,” Hella Health can make the entire process painless.

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